Welcome
Financial planning shouldn’t feel like a sales pitch. You deserve advisors who take time to understand your full picture—your goals, your concerns, your real life—and help you make confident decisions. At Black Hills Financial Planning, we work one-on-one with every client to provide clarity and actionable strategies. Whether you need help analyzing a specific financial decision or want ongoing comprehensive planning as your life evolves, we’re here to guide you.
We operate efficiently by meeting clients in private conference spaces, rather than maintaining a traditional office, which keeps our overhead low and allows you to receive expert guidance without unnecessary costs. Whether you’re building your career, running a business, or planning for retirement, let’s talk about how financial planning can help you.
Review Your Retirement Cash Flow with a Financial Planner
Has a financial planner ever discussed your retirement cash flow with you? If not, you’re missing out on a valuable tool that can help you plan for…
5 Simple Steps to Create a Budget
A budget is a plan for spending and saving money. It can help you track your income and expenses, and make informed financial decisions. There are many different ways to create a budget, but the following steps can help you get started. 1. Calculate your income and expenses. Start by logging into...
Should I leave my funds in a 401(k) or diversify to mitigate loss?
This week on Client Q&A, we dive into the topic of leaving your retirement funds in a 401(k) or diversifying to mitigate loss.
5 Tips To Achieve Your Financial Goals in 2023
My advice for the new year – for current and prospective clients – is to take a deep breath and get serious about capitalizing on positive change this year. The following 5 tips will hopefully help you do just that.
How Awareness Can Help You Grow Your Wealth
As much as we loathe to admit it, all of us (to some degree or another) tend to avoid the bitter truths of reality. Whether it’s postponing a visit to the dentist or understanding the dollar amount of what you owe to others, there are some tough pills to swallow in life.
Finding and Making New Opportunities for Yourself After a Layoff
Losing your job is tough, but you can bounce back and make money while you search for your next permanent role. Here’s some advice for navigating your career and life after you’ve been laid off from your job.
What if your debt elimination strategy also provided medical care money?
Most of us don’t consider financial planning until it is too late. Please don’t fall into the trap. Consider this: what if your debt elimination strategy also provided you and your loved ones medical care money?
4 Effective Ways to Improve Your Credit Score and Buy a House
There are many ways to raise your credit score. The bad news is it’s not easy; it takes time and effort. Read on for some tips on how you can improve your credit score in time to start looking for a home.
This is what I want for you… | Mandy Froelich
I didn’t grow up rich. But, I did learn the tools and do the work to transform my own financial health. Now, I want to help people like YOU do the same. You deserve to be financially free.
6 Tips to Help You Thrive in a Recession
By Courtney Rosenfeld Nobody wants to see a recession happen, but it’s always a possibility when the economy is unstable. Research shows that recessions are linked to higher unemployment rates, less consumer spending, and an increase in financial stress. Even if a recession is inevitable, though,...





