Black Hills Financial Planning is an education-focused firm based in the Black Hills of South Dakota. Our diverse team specializes in educating our clients on how to create great financial health through a foundational planning approach. 

  • Debt Elimination
  • Estate Planning
  • Retirement Planning
  • Long-Term Care 

Contact us today to learn more and/or to schedule your zero-cost & zeroobligation consultation. 

About Our Firm

Black Hills Financial Planning, woman-owned and operated, was founded in 2020 and is in partnership with Foundational Wealth Partners Financial, a nationally recognized financial planning firm that teaches a similar foundational planning approach to help guide individuals, families, and business owners. Our team of licensed agents, lawyers, and CPAs are fully prepared to help our clients navigate the twists and turns of life, including financial management, estate planning, ensuring guaranteed retirement, avoiding probate, paying less in taxes, and more! 

We believe in an education-first approach, so there is no obligation and no fee to work with a local, licensed advisor to see your personal cash flow. To earn your trust, we simply ask for the opportunity to compare your current financial planning to the strategies we can put in place to work for you, for free

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Isn’t it time you felt great about your financial health? 

Meet Our Team

Mandy Froelich

Licensed Agent &
CEO of Black Hills Financial Planning

Mandy Froelich is a visionary leader and the driving force behind Black Hills Financial Planning. Born and nurtured in the picturesque Black Hills of South Dakota, Mandy’s journey has been as diverse and enriching as the landscapes of her homeland. Her formative years, spent in the heart of South Dakota, instilled in her a deep appreciation for community and the value of strong financial foundations.

Mandy’s quest for knowledge and global understanding led her to spend five transformative years living abroad. It was during this time that she developed a keen insight into the interplay between health, economics, and personal well-being. Experiencing firsthand the challenges of economic disparity and its impact on people’s ability to lead healthier lives, Mandy was inspired to delve into the world of business and finance. This period abroad was not just a journey across continents but a profound personal evolution, shaping her future endeavors.

On returning to the United States, Mandy channeled her experiences and insights into entrepreneurial ventures. She founded several startups, each imbued with her passion for empowering individuals through better financial understanding and health consciousness. In late 2021, Mandy’s entrepreneurial spirit culminated in the establishment of Black Hills Financial Planning, marking her return to her roots in South Dakota.

Mandy’s academic background in Business and Accounting, combined with her licensure in health, accident, and life insurance, forms the bedrock of her expertise. Her commitment to lifelong learning is evident in her continuous exploration of the complex financial world. Mandy is dedicated to uncovering and understanding the myriad ways in which individuals can navigate their financial journeys to build secure and fulfilling lives.

At Black Hills Financial Planning, Mandy advocates for a foundational planning approach, a testament to her belief in holistic financial well-being. Her strategy encompasses critical areas such as debt elimination, estate planning, guaranteed retirement, and long-term care planning. This comprehensive approach is tailored to empower individuals to achieve their financial goals with confidence and clarity.

Based on Sherman Street in Sturgis, SD, the Black Hills office is a hub of financial empowerment and education. Mandy’s commitment extends beyond the office walls; she frequently travels to meet with preferred clients. Her mission is to provide personalized education on financial planning strategies, aligning them meticulously with each client’s unique goals and aspirations.

Frank Moyer stands at the helm of Foundational Wealth Partners, a testament to his unwavering commitment to fostering financial empowerment. Based in the vibrant city of Denver, Colorado, Frank’s journey in the realm of financial planning is marked by a profound dedication to teaching and guiding individuals towards financial stability and prosperity.

The inception of Foundational Wealth Partners is deeply rooted in Frank’s vision of imparting a foundational planning approach. This approach is not just a strategy; it’s a philosophy that Frank has nurtured through years of experience and insight. It’s about building from the ground up, ensuring a solid and robust financial base from which individuals can grow and flourish.

Frank’s career is distinguished by his ability to blend deep financial acumen with a genuine passion for client interaction. Traveling across the nation, including frequent visits to South Dakota, Frank finds his greatest fulfillment in sitting down with clients, understanding their unique stories, and crafting plans that resonate with their life goals. It’s this personal touch that sets Frank and his firm apart in the world of financial planning.

His business, Foundational Wealth Partners, is not just a company but a community, a network of trust and support. As a partner firm of Black Hills Financial Planning, there is a harmonious synergy in their goals and methodologies. Together, they champion a financial planning ethos that is grounded, pragmatic, and tailored to individual needs.

Frank’s approach to financial planning is holistic and comprehensive. He believes in the power of education, the importance of understanding, and the value of a well-crafted financial plan. His methodology goes beyond mere numbers and charts; it’s about instilling confidence and peace of mind in his clients.

The essence of Frank’s work lies in his ability to make complex financial concepts accessible and actionable. Whether he’s navigating the nuances of estate planning, strategizing for retirement, or exploring investment options, Frank’s guidance is always clear, thoughtful, and grounded in real-world applications.

At the core of Frank Moyer’s professional ethos is a deep-seated belief that financial well-being is achievable for everyone. Through Foundational Wealth Partners, he has created a space where clients are not just numbers in a portfolio but partners in a journey towards financial enlightenment and security.

Frank Moyer is more than a financial planner; he is a mentor, a guide, and a steadfast ally to those seeking to understand and master their financial destiny. His work transcends the boundaries of traditional financial planning, embodying a spirit of learning, growth, and enduring client relationships.


Frank Moyer

Licensed Agent &
Cofounder of Foundational Wealth Partners