Welcome
Financial planning shouldn’t feel like a sales pitch. You deserve advisors who take time to understand your full picture—your goals, your concerns, your real life—and help you make confident decisions. At Black Hills Financial Planning, we work one-on-one with every client to provide clarity and actionable strategies. Whether you need help analyzing a specific financial decision or want ongoing comprehensive planning as your life evolves, we’re here to guide you.
We operate efficiently by meeting clients in private conference spaces, rather than maintaining a traditional office, which keeps our overhead low and allows you to receive expert guidance without unnecessary costs. Whether you’re building your career, running a business, or planning for retirement, let’s talk about how financial planning can help you.
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How Young Families Can Afford to Have a Parent Stay Home
The possibility requires being smart, budgeting carefully, and honestly weighing the risks. For many families willing to plan strategically, it’s more feasible than they initially think.
How to Turn a Your Family Bank® Debt Elimination Plan Into a Business Write-Off
Imagine eliminating your personal debt and lowering your business’s taxable income at the same time. Sounds too good to be true? Not when you combine the power of the Your Family Bank® (YFB) strategy with a clever little tool called an Executive Bonus Plan (EBP).
Part 5: Taking Control – Building Your Own Banking System
By building your own banking system, you stop being just another customer paying endless interest to banks. Instead, you become the banker.
Part 4: The Hidden Cost of Usury and Compounding Interest
Now it’s time to look at something that quietly shapes nearly every financial decision you make: usury and compounding interest.
Part 3: How Money Actually Works (and Why Most Don’t Know)
Banks don’t just lend money that already exists. Instead, they create money when they make a loan.
Part 2: The Rise of Central Banking and the Federal Reserve
Part 2 reveals how debt became centralized — reshaping not only banking, but also the way governments, businesses, and families interact with money.
Part 1: The Origins of Banking – From Trust to Debt
The origin of money tells a fascinating story of how societies learned to manage money, how the concept of debt became embedded in economies, and why today…
Trump Accounts for Newborns: A Good Start, But Not the Whole Plan
Heard about the rumored “$1,000 baby bonus”? There’s no official program—yet. But there are real ways to plan for your child’s future.
Navigating Tough Times: Making Smart Financial Decisions in a Rough Economy
While it’s easy to feel overwhelmed, now more than ever is the time to focus on smart, deliberate decisions that can help you weather the storm and build a more stable financial future.
Unpacking the Heart of Your Wallet: How Emotions and Beliefs Shape Financial Habits
If you’ve ever told yourself, “I’m just not good with money,” or silently judged others with the thought, “Rich people are all greedy or rude,”—you’re not alone. These kinds of internal narratives are surprisingly common.
