Similar to outlining goals for physical, spiritual, and mental-emotional well-being, we must also practice good habits for financial health. As the new year approaches, consider how you might adopt the following 10 tips to bulk up your wallet and help you become more financially responsible. Get realistic about what you're spending and savingAs a personal trainer, nutritionist, and financial planner, I've worked with clients from all walks of life with various goals who all have one thing in common: they live in denial about the impact of their habits. A gambler convinces himself it's "not...