Chances are, you’ve learned some painful financial lessons along your journey. Take it from me - the aftereffects can leave you feeling like a motorcyclist in shorts and flip flops who earned 30 ft. of road rash. Fortunately, stumbling doesn't mean the journey is over. And if you're perceptive, you can learn from other peoples' mistakes - such as myself. As a financial planner, my goal is to help others avoid the same pitfalls that kept me broke, unhappy, and inefficiently spending my money. The top 5 financial lessons I’ve learned (the painful way) follow: Don’t spend it until you have it...