Thank you for your interest in working with Black Hills Financial Planning for comprehensive financial planning. Please take a look at the video below, recorded by financial planner Mandy Froelich, for a high-level overview of the value provided by the RightCapital software, which is the foundation for this new service.
About Comprehensive Financial Planning:
Best for: People who want a financial partner to help them navigate life’s changes and keep their plan on track year after year.
What You Get:
- Full access to RightCapital planning software with real-time updates
- Quarterly meetings (in-person or virtual) to review progress and adjust strategies
- Continuous planning across all areas: retirement projections, tax optimization, insurance analysis, estate planning coordination, and more
- Email and phone access between meetings for questions
- Proactive recommendations as tax laws, markets, or your life circumstances change
Investment: $400-$500/quarter ($1,600-$2,000/year)
Special rates available for existing clients who’ve worked with us on product implementation.
Benefits of Working with a Planner Using RightCapital
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Visual Clarity: Understand your finances with clear, interactive visuals and dashboards.
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Interactive Planning: Instantly model retirement ages, Roth conversions, or income changes and see the results.
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Tax Optimization: Strategically plan withdrawals and conversions to reduce lifetime taxes.
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Holistic Integration: Combine budgeting, investments, insurance, and estate planning into one view.
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Transparent Access: Secure client portal and mobile app for viewing progress, tasks, and documents anytime.
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Real-Time Collaboration: Plans can be updated live during meetings for immediate insight.
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Accurate Data: Automatic aggregation ensures your plan reflects current accounts and transactions.
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Personalized Strategy: Advice aligned with your unique goals, values, and lifestyle priorities.
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Time & Cost Efficiency: Streamlined technology means more focus on you, not paperwork.
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Peace of Mind: A living plan that adapts to life’s transitions, ensuring long-term stability and confidence.
What Ongoing Planning Covers:
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- Annual financial plan reviews and updates
- Retirement income distribution strategies
- Social Security optimization analysis
- Tax planning and coordination with your CPA
- Insurance needs assessment and periodic reviews
- Estate planning coordination (annual reviews to identify when updates are needed)
- Major life transition guidance (career changes, business sales, inheritance, etc.)
- Beneficiary designation reviews and updates
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