Honest financial planning for real life
Debt elimination, estate planning, retirement planning, and business consulting. No products. No pressure. Just a plan. LEARN MOREWelcome
Financial planning shouldn’t feel like a sales pitch. You deserve a team that takes time to understand your full picture — your goals, your concerns, your real life — and helps you make confident decisions. At Black Hills Financial Planning, we work closely with every client to provide clarity and actionable strategies. Whether you need an hour to build a working budget, ongoing planning as your life evolves, or access to insurance and investment strategies across multiple carriers, we’re here to guide you every step of the way.
We operate efficiently by meeting clients in private conference spaces and virtually throughout the Black Hills region, rather than maintaining a traditional office. That keeps overhead low and lets you get expert guidance without unnecessary cost. Whether you’re building your career, running a business, or planning for retirement, let’s talk about how we can help.
How I Lost $16,000 In a Bitcoin Scam, and What I Did to Recover in Under 3 Years
Rather than look back with hate or fear, I look back with admiration at what we overcame due to the fire lit inside us from the experience. Our financial health has never been better, which is why I wanted to share this story.
How I Saved $1,000 a Year by Shopping for New Car Insurance
You can save money on car insurance by devoting some time to shopping around and investing in a plan.
How to Cultivate Financial Freedom in Under 9 Years
By Mandy Froelich of Black Hills Financial Planning As middle- and high-school kids, we all understood that someday, we would each need to enter the world as “adults” (whatever that meant) and take on responsibilities such as paying bills, buying car insurance, and planning for retirement. Public...
100 Ways to Quickly Save Money
By Mandy Froelich / Black Hills Financial Planning Due to the pandemic, most people have been forced to tighten their belt buckles and make do with less. It's nothing to be ashamed of, as we have all been affected by the global catastrophe. That said, there are dozens of ways each of us can save...
7 Ways to be More Organized with Your Finances
When you are in control of your finances, you develop vision. Foresight through financial planning is a key to actualizing your dreams.
5 Ways to Organically Attract More Customers to Your Business
For many small business owners, attracting more customers can be a major hurdle. This puts extra stress on the owner(s), who need to create revenue to keep their businesses alive. The issue is, when we become desperate, customers sense it. For this reason, it is imperative to keep your focus on...
5 Ways to Quickly Waste Money as an Entrepreneur
it’s important to recognize the 5 ways one can quickly waste money as an entrepreneur by “placing the horse in front of the cart,” so to speak. Successful entrepreneurs know how to work at a quick pace, but not rush the process.
6 Step Plan to Spring Cleaning and Organizing Your Finances
By Debra Pangestu via My Money Coach An important part of keeping your personal finances in good shape and getting yourself out of debt is organizing your finances. With spring now upon us, “spring cleaning” is on a lot of people’s minds, but this concept can apply to more than just your home. It...
How to Create a Budget
Tracking your financial activity may seem like a hassle, but it is necessary in order to build and maintain good financial health. If you don’t know what you are spending, how can you plan for the future or ensure you stay free of debt?





