5 Financial Lessons I Learned the Painful Way
Chances are, you’ve learned some painful financial lessons along your journey. Take it from me - the aftereffects can leave you feeling like a motorcyclist in shorts and flip flops who earned 30 ft. of road rash. Fortunately, stumbling doesn't mean the journey is over. And if you're perceptive, you can learn from other peoples' mistakes - such as myself. As a financial planner, my goal is to help others avoid the same pitfalls that kept me broke, unhappy, and inefficiently spending my money. The top 5 financial lessons I’ve learned (the painful way) follow: Don’t spend it until you have it...
Investing in Precious Metals; Best Alternative Investments
In times of economic uncertainty, I find myself intrigued to learn why precious metals remain to be one of the best alternative investments.
Review Your Retirement Cash Flow with a Financial Planner
Has a financial planner ever discussed your retirement cash flow with you? If not, you’re missing out on a valuable tool that can help you plan for…
5 Simple Steps to Create a Budget
A budget is a plan for spending and saving money. It can help you track your income and expenses, and make informed financial decisions. There are many different ways to create a budget, but the following steps can help you get started. 1. Calculate your income and expenses. Start by logging into your banking application to review your spending trends. Most financial institutions offer this service as a courtesy. For instance, Black Hills Federal Credit Union has a "money management" app that allows you to view trends and set limits for spending in various categories. Once you know how much...