How Can You Earn Six Figures and Still Be in Debt?
You worked hard, climbed the ladder, and finally cracked that six-figure income milestone. So… why does it still feel like you're drowning? The truth is, many high-income earners are secretly struggling. Credit cards are maxed, car payments are stacking up, and there's this quiet but persistent...
Your Financial Future: Why Planning Now Sets You Up for Success
Life moves fast. Between careers, family, travel, and everything in between, it’s easy to push financial planning to the back burner. After all, there’s always tomorrow, right? At Black Hills Financial Planning, we believe financial planning isn’t about restriction—it’s about possibility. It’s...
The Power of Compound Interest: Why Starting Early Matters
What Is Compound Interest? Compound interest is often called the "eighth wonder of the world" for a good reason—it has the power to turn small, consistent savings into significant wealth over time. Unlike simple interest, which only earns interest on the initial principal, compound interest allows...
🎄 Season’s Greetings from Black Hills Financial Planning! 🎄
As the year comes to a close, we want to take a moment to reflect on the successes of 2024 and extend our heartfelt gratitude to our clients and partners for trusting us with your financial planning journey. This year, we’ve helped dozens of families in the Black Hills of South Dakota and in...
10 Healthy Meals and Snack Ideas to Fuel Your Busy Lifestyle
Juggling a hectic schedule often means meals are an afterthought, making fast-food drive-thrus an easy fallback. But those spur-of-the-moment choices can take a toll—not only on your health but also on your wallet. With a little planning and creativity, you can enjoy nutritious, budget-friendly...


