Honest financial planning for real life
Debt elimination, estate planning, retirement planning, and business consulting. No products. No pressure. Just a plan. LEARN MOREWelcome
Financial planning shouldn’t feel like a sales pitch. You deserve a team that takes time to understand your full picture — your goals, your concerns, your real life — and helps you make confident decisions. At Black Hills Financial Planning, we work closely with every client to provide clarity and actionable strategies. Whether you need an hour to build a working budget, ongoing planning as your life evolves, or access to insurance and investment strategies across multiple carriers, we’re here to guide you every step of the way.
We operate efficiently by meeting clients in private conference spaces and virtually throughout the Black Hills region, rather than maintaining a traditional office. That keeps overhead low and lets you get expert guidance without unnecessary cost. Whether you’re building your career, running a business, or planning for retirement, let’s talk about how we can help.
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4 Effective Ways to Improve Your Credit Score and Buy a House
There are many ways to raise your credit score. The bad news is it’s not easy; it takes time and effort. Read on for some tips on how you can improve your credit score in time to start looking for a home.
This is what I want for you… | Mandy Froelich
I didn’t grow up rich. But, I did learn the tools and do the work to transform my own financial health. Now, I want to help people like YOU do the same. You deserve to be financially free.
6 Tips to Help You Thrive in a Recession
By Courtney Rosenfeld Nobody wants to see a recession happen, but it’s always a possibility when the economy is unstable. Research shows that recessions are linked to higher unemployment rates, less consumer spending, and an increase in financial stress. Even if a recession is inevitable, though,...
Who do YOU want to trust with your money during a bear market?
Corporate firms like Vanguard, Edward Jones, and Wells Fargo show their true colors when you try to access YOUR money during a down market.
The Squeeze: Managing and Coping with Financial Pressure
Whether you own an LLC, you’re pursuing a career of passion, or you’re simply trying to get by, financial pressure can prove a heavy burden.
3 Major Asset Protection Strategies for Small Business Owners
Setting up an LLC just isn’t enough. To protect your businesses and create the strongest foundation possible, you need to implement these other key pieces…
Financial Management For Your Business
As a business owner in Sturgis, South Dakota, you’re probably well aware of the challenges involved in financial management. Figuring out how to use your liquid cash to keep your business running and financially solvent is one of them. If you use certain techniques to scale operations with demand,...
How Financial Planning Can Help You Grow Your Wealth
When you’re ready to compare your current planning to what our team can put in place for you, FOR FREE, reach out to BH Financial Planning today.
12 Habits to Reach Your Financial Goals
Achieving financial freedom is a goal for many people. It generally means having enough savings, investments, and cash on hand to afford the lifestyle you want for yourself and your family.
How Female Entrepreneurs Can Plan When Changing Careers
Maybe it was the pandemic, maybe your kids are finally in school, or perhaps your family situation has changed. Whatever the reason, you’re looking at changing jobs. It is an exciting time, but one that also has a few hidden challenges that you might not be quite prepared for. One of these is the...
