10 Little-Known Financial Strategies to Leverage and Save Money
Welcome to the Black Hills Financial Planning blog! Today, we're exploring ten lesser-known financial strategies that can help you leverage your assets and save money. These strategies are often overlooked, yet they hold the potential to significantly impact your financial health. 10 Little-Known...
Understanding the Reverse Market Crash: Navigating Financial Turbulence
The term "market crash" typically conjures images of plummeting stock prices, financial panic, and economic downturns. However, there is another side of the coin that is less talked about but equally perilous: the reverse market crash. Black Hills Financial Planning is committed to educating and...
Building Financial Harmony: 15 Strategies for Couples to Budget and Spend Wisely Together
In this article, we will explore 15 recommendations on how couples can work together to budget and spend more wisely, fostering not only financial stability but also a deeper connection with each other.
BOLI vs. Whole Life Insurance: Banking on a Profitable Future
By understanding the mechanisms of BOLI, consumers can mimic the banks and potentially profit handsomely.
Planning for Long-term Care Today: Why Waiting Could Cost You More
The increasing longevity in our society brings with it many advantages. However, with this longevity comes the need for long-term care, a topic that often gets pushed to the background until it becomes urgent.
Home Sweet Home: Financial Planning for Midwest Homebuyers
When it comes to finding the perfect place to call home, Midwest homebuyers have a unique set of opportunities and considerations. From charming suburban neighborhoods to idyllic rural settings, the Midwest offers
The Importance of Cultivating Both Health and Wealth
Do health and wealth go together? Absolutely! Learn about the complementary aspects of both wealth and health and why giving consideration to both is…
Holistic Financial Planning: What it is and How it benefits you
What is holistic financial planning and how can it benefit you and your financial goals? Learn more by reading this article which outlines 5 key takeaways that…
How to Prepare & File a Quitclaim Deed
Quitclaim deeds are easier to use than you may realize. Read this article for a step-by-step guide on how to prepare and file a quitclaim deed.
10 Free Apps That Can Help You (Finally) Succeed at Budgeting
Budgeting doesn’t have to be rocket science. With these free and useful apps, you can finally succeed at tracking and controlling your money.
5 Financial Lessons I Learned the Painful Way
Chances are, you’ve learned some painful financial lessons along your journey. Take it from me - the aftereffects can leave you feeling like a motorcyclist in shorts and flip flops who earned 30 ft. of road rash. Fortunately, stumbling doesn't mean the journey is over. And if you're perceptive,...
Investing in Precious Metals; Best Alternative Investments
In times of economic uncertainty, I find myself intrigued to learn why precious metals remain to be one of the best alternative investments.
Review Your Retirement Cash Flow with a Financial Planner
Has a financial planner ever discussed your retirement cash flow with you? If not, you’re missing out on a valuable tool that can help you plan for…
5 Simple Steps to Create a Budget
A budget is a plan for spending and saving money. It can help you track your income and expenses, and make informed financial decisions. There are many different ways to create a budget, but the following steps can help you get started. 1. Calculate your income and expenses. Start by logging into...
Should I leave my funds in a 401(k) or diversify to mitigate loss?
This week on Client Q&A, we dive into the topic of leaving your retirement funds in a 401(k) or diversifying to mitigate loss.
5 Tips To Achieve Your Financial Goals in 2023
My advice for the new year – for current and prospective clients – is to take a deep breath and get serious about capitalizing on positive change this year. The following 5 tips will hopefully help you do just that.
